I’m strutting into the month of June like yo fam! ? I bet with all the DIYs flying around, you all thought I had forgotten about Talk Thursday right?!
Smart money woman…
No way! Talk Thursday is live and today, I would like to know how many smart money women we’ve got.
I read this book a little while ago and it occured to me before reading this book, I wasn’t exactly a smart money woman and I will explain why.
Like Zuri and alot of other women I know who earn(ed) a salary, I had the tendency to spend more than I should have even before the salary hit my account.
I didn’t really have nor work with a budget and my savings was nothing to write home about.
Shopping for things I didn’t need became so enticing. I mean, with the assurance that I was going to get paid the following month it was easy to spend money and manage till next pay day.
Did I have a business on the side fetching me extra income? NO! Neither did I have a sharing ratio plan for the salary earned. #FinancialSuicide.
Seems, I got too comfortable forgetting that I could either quit or lose my job and have practically nothing to fall back to until something else came my way.
Or maybe I didn’t forget but the belief that none of the above would happen became what I strongly believed in.
Spoiler alert!!! I quit my job and two months after I did, I was dead broke!?
After brooding and all, it was time to restrategize so, I went ahead and turned my passion for fashion into something profitable.
I learnt how to sew,(I have started accepting orders o), revived my personal shopping service and launched an online accessory business (you all should pls check out @pins&clips on Instagram).
Now I know better and I’m alot smarter. I haven’t exactly earned a stable salary this year but for every income I get, I set aside my tithe, a % as savings, a % for my business, a % as miscellaneous and I don’t shop on impulse any longer.
I now have a budget I adhere to. Yes, it’s tough and all but trust me, being broke is tougher.
Are you a smart money woman or are you struggling financially? Please share your experience(s) using the comment box below.
Someone who cares about me sent me this book so I in turn would like to spread the love as well.
Kisses…
I’ve been struggling to get that financial balance since like forever. I’d love a copy!
omofolaweolutoge@gmail.com
Thanks in advance
I can totally relate dear. You will be fine. A copy has been sent to you. Enjoy
I’ve been struggling to get that financial balance since like forever. I’d love a copy!
omofolaweolutoge@gmail.com
Thanks in advance
Happy New Month Dear!!
I’e been saving this year because broke days are real and not friendly, they like to come as a thief in the night lol and i stopped shopping on impulse too ( well except the one time i had to get a dress that was on sale and a purse lol) but really, i’m about keeping my money!
Please send me the book, thanks!
ttoyinkehinde@gmail.com
toyinwithfashion.com
Lool, yup @like a thief in the night. Once in a looong while I guess we are allowed to splurge small sha. I have sent you yours. Enjoy
wow! that’s like a complete makeover. You’re doing great, I’m real proud of yah. I’d love to have the book btw. femiadisa2@gmail.com
Thanks so much dear. Been a while
Sounds Like an interesting book. Would love a copy.
I have actually been saving but i feel i could do better… i wouldn’t mind an e-copy of the book.
Fadekemibadejo@gmail.com
Hello Dearie, You Just Nailed It, Please Can I Get An e- Copy…ThumbsUps
This is a lovely write-up. I need a copy of the book please cos truth is as it is now i don’t have savings *coversface* tobechukwu_chimezie@yahoo.com my e-mail *winks*
Read this book in like one day, I must say it opened my eyes to things that weren’t really clear. Now I’m smarter about my money. Launched a co-operative and looking for investment opportunities. I must say this book made me a smart money woman.
Wow. That’s amazing to hear. Well done